hail damage on roof in mishawaka
Verisk’s ranks Indiana in the top ten states affected by hail damage. So, if you live in Indiana, you should have a roof expert on call in case hail strikes and damages your roof. In South Bend and surrounding areas, we are one of the best roofing companies. South Bend Roof Repair is a roof installation and repair company based in South Bend Indiana. We provide a variety of services including hail damage roof repairs.
How Do You Know if You Have Hail Damage on Your Roof? Unlike hail damage on your car or patio, hail damage on the roof might not be pronounced. You might need to look for signs of roof damage after a hailstorm manually. The first things you should check are the gutters metal roof vents, the valleys, and the flashing. These areas are mostly made with soft metal that may instantly show signs of damage after a hailstorm. Next, set up a ladder and get to the top of the roof. Check the ridge cap for any dents. Since the ridge cap is flat, it receives a direct hit from hails. While still up there, check the shingle and the edges for any signs of damage. |
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When checking for hail damage on the roof, you are mostly looking for dents. Other types of damages caused by hail include cracks and bruising on the shingles, small dimples on the roof surface, and missing pieces of asphalt on the roof.
To be on the safe side and to be completely sure the hailstorm caused roof damage, call a roofing inspector. Here at South Bend Roof Repairs, we provide roof inspection services at affordable rates.
Is Hail Damage to Roof Covered by Insurance?
In most cases, insurers protect homeowners from hail damage. A home insurance policy will cover hail damage to broken windows, sidings, and most importantly, the roof. However, the roof damage coverage is dependent on the age of the roof, its state of deterioration and the area you live in (ho susceptible is the area to hailstorms).
Photographic evidence of the state of the roof before the hailstorm helps in the claims process. Regularly update the photos each time you have roof maintenance.It is important to note that insurance companies and different home insurance policies cover roof damage differently. The only way to be sure that hail damage to the roof is covered and how it will be compensated is to contact your insurance provider.
What Size of Hail Will Damage Your Roof?
The extent of hail damage to the roof is dependent on the hail size that fell. Hails sized less than an inch – about the size of a quarter – result in damage that can be hard to identify. Mostly, hails this size will damage asphalt roofing.
Hails sized between 1 and 2 inches or larger than a quarter but smaller than an egg, will cause damage to the shingles, roof valleys, and any other soft metal on the roof. You are also likely to spot such hails on the shingles.
Hails sized more than 2 inches will cause significant damage to the surface of the roof. You are likely to notice dents on the gutters, the roof surface, the shingles, and the flashing.
How long do you have to Report Hail Damage to Insurance?
The law in most states requires a claim to be filed within a year of determining that a hailstorm damaged your roof. However, the Insurance Information Institute (III) and insurance companies recommend reporting a claim as soon as you notice roof damage. Actually, you should contact your insurance company immediately to inquire about the time limits should you choose to file a roof damage claim after a hailstorm.
Contact South Bend Roof Repairs Today
Whether your insurer will cover the hail damage to the roof or not, you need the services of a roofing specialist to determine the extent of the damage. A certified roofing services provider such as South Bend Roof Repairs will help determine the extent of damage and the recommend whether repair or replacement is the best cause of action. Contact us today for more information on hail damage to the roof.
To be on the safe side and to be completely sure the hailstorm caused roof damage, call a roofing inspector. Here at South Bend Roof Repairs, we provide roof inspection services at affordable rates.
Is Hail Damage to Roof Covered by Insurance?
In most cases, insurers protect homeowners from hail damage. A home insurance policy will cover hail damage to broken windows, sidings, and most importantly, the roof. However, the roof damage coverage is dependent on the age of the roof, its state of deterioration and the area you live in (ho susceptible is the area to hailstorms).
Photographic evidence of the state of the roof before the hailstorm helps in the claims process. Regularly update the photos each time you have roof maintenance.It is important to note that insurance companies and different home insurance policies cover roof damage differently. The only way to be sure that hail damage to the roof is covered and how it will be compensated is to contact your insurance provider.
What Size of Hail Will Damage Your Roof?
The extent of hail damage to the roof is dependent on the hail size that fell. Hails sized less than an inch – about the size of a quarter – result in damage that can be hard to identify. Mostly, hails this size will damage asphalt roofing.
Hails sized between 1 and 2 inches or larger than a quarter but smaller than an egg, will cause damage to the shingles, roof valleys, and any other soft metal on the roof. You are also likely to spot such hails on the shingles.
Hails sized more than 2 inches will cause significant damage to the surface of the roof. You are likely to notice dents on the gutters, the roof surface, the shingles, and the flashing.
How long do you have to Report Hail Damage to Insurance?
The law in most states requires a claim to be filed within a year of determining that a hailstorm damaged your roof. However, the Insurance Information Institute (III) and insurance companies recommend reporting a claim as soon as you notice roof damage. Actually, you should contact your insurance company immediately to inquire about the time limits should you choose to file a roof damage claim after a hailstorm.
Contact South Bend Roof Repairs Today
Whether your insurer will cover the hail damage to the roof or not, you need the services of a roofing specialist to determine the extent of the damage. A certified roofing services provider such as South Bend Roof Repairs will help determine the extent of damage and the recommend whether repair or replacement is the best cause of action. Contact us today for more information on hail damage to the roof.